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Selected projects from four years on financial products. Long-form write-ups land one at a time. The metrics underneath are accurate as of the date shown.

Scaling Employee Benefits
Factorial, Product Design4 benefit categories launched in the Spanish market in under 6 months, +25% engagement across new services

Scaling Employee Benefits — from card-based benefits to a full portfolio

Employee Benefits MVP
Factorial, Product DesignEUR 220k generated in 5 months, 40% less HR ops workload, +25% benefits adoption in Q1

Employee Benefits MVP — card-based meals and transport, written back to payroll

Payroll Onboarding Redesign
Factorial, Product DesignMonthly active companies 43 to 500 in 4 months, payroll updates 2.000 to 7.800 monthly

Payroll Onboarding Redesign — from 43 to 500 monthly activations

Factorial Cards in Digital Wallets
Factorial, Product DesignMonthly tokenized cards 7 to 390 in 11 months, churn reversed, new pricing tier shipped

Factorial Cards in Digital Wallets — Apple Pay and Google Pay tokenization

Card-first Spend Management
Factorial, Product DesignMonthly transacted EUR 163 to EUR 294k in 18 months, MRR EUR 1k to EUR 79k

Card-first Spend Management — launching the expense product, virtual and physical